December is coming - hold your breath.

Nothing overly interesting going on these days as some major re-shuffling is going on in many areas. December should tell quite a bit as the many Udachu program refinements are put into play. Investors have been informed that this has been done to comply with investment regulations springing up in major nations. I'm in three Udachu programs and feel we are being given the straight story. There are a few doubtful who think it may be part of a scam. Naturally I hope they're wrong. The developers of the Udachu programs could have skipped out much more easily if that was their intent. They are run by a quite brilliant guy and he may be ahead of the pack in his re-organization effort.

In these dull days the bright spots continue to be my "long-shots", the programs paying quite a bit higher than the norm.
I'm doing very well in CEP, withdrawing for three straight months, well into profits.

I'm compounding with Paid To Surf as the slow-up on some of my supposed solid programs haven't spun out the funds I wanted to use for investing. But they pay so well that I may be able to start to withdraw quite soon. They are also making changes in December also, modernizing the web site and they say they are going to broaden the investment base. Up till now they are totally in surfing situations and feel that area may be slowing up and want to keep the money working. They've never had a month under 10% and usually go much higher so it's been a pleasant ride. December will be interesting.

My Club FX Trader investment is still pumping out 1% a day on market days, topping out at 20% per month. It seems
hard to believe but he's been doing it for quite a while. I'm glad I'm not a Forex genius because most of them say that 1% a day isn't possible in a long run. However, a few other say it is. I guess the field is so new there are tons of formulas, automated, live-assist, etc. It will be interesting if and when it settles down a bit.

Anyone who invests in any of these programs is gambling quite a bit, I admit. It keeps changing and you have to stay on your toes. However, I'm still quite a bit ahead of the game so it has merit albeit risky. The huge payoffs make it worthwhile so you can sustain some losses here and there - - and they do happen.

Well, let's see what December has in store in for us....

A Month Ago...

What a difference a month makes....

About a month ago I entered on this Blog that I was testing the water on two programs that have an unusual type of strategy.

They pick certain auto-surfs to invest with and put them into a pool. We tested both because it made business sense albeit someone unorthodox. Autosurfs are ponzis waiting to happen, in my opinion. However, many stay alive for quite while and the two sites, CEP and PaidToSurf select the ones they feel will be around and stay with them until they feel it's time to leave.

The fact that there always seems to be a huge market of people willing to take flyers on these high-paying autosurfs there are always a ton of them being organized almost daily.

So, as I explained a month ago, while I would not get involved again with an individual Surf I'd invest a bit with these two sites who are trying to take advantage of the perpetual large number of investors who keep these programs alive for a while.

So, what has happened? October is what happened and the majority of my "solid" online investments hit the wall and either suspended payment for a while or reduced payments.

But, CEP and PaidToSurf paid out as usual.

PTS showed its lowest payout to date (a bit above 10%) but that's nothing to be ashamed about (but the admin apologized for it!).

I've made my second successful withdrawal from CEP which is still paying out handsomely.

Of course these are high risks and I knew that going in but they strangely have a logic based on the "get rich quick" mindset of apparently many thousands of people that just love these surfs...

Is it akin to people who invest in a gambling casinos? Almost all betters lose but the casino doesn't....

Will keep you posted.

NSFG Flare-Up

Mr. Careful never quite got all of his funds out of North Sea Forex Group.

So, I'm definitely an interested party in the ongoing saga.

It does no good to recount that disppointments many feel in not being treated to the full truth at the time of the problems - but while Paul & Ken kept it secretive the moves they made were to try to get the ship back on even keel. They didn't put anything in their pocket, just the opposite, they used their own money to try to heal the problem that they caused.

It hurts their reputation for honesty and transparency but if the Plan they are considering goes forward and everyone gets whole in 3 or 4 months, it would be restored quickly because almost no failed programs have ever paid back.

What they have done has hurt all Programs because now who can believe anyone? They had the highest reputation in the field. Their recovery will help the entire sub-industry that has been created in these Forex Investment Programs. Right now it's been harmed.

I won't comment further because they have not made official
the exact course they will be on.

More shall be revealed.....

Mr. Careful Tests The water - New Program

Mr. Careful is doing a test investment in a new program, Club-FXTrader.com

A contributor to Golden Talk Forum, Peter B, has been doing personal Forex investing for quite a while. He has an aggresive program but it's been working for him to-date. He recently started to "bring in friends and family". This is a "tired" script but I believe this one is real because he didn't just drop in out of the sky.
He's been quite successful so far and has promised 1% a day up to 20% for the month. So far he's on target.
He shoots for 1% a day and then tests the water a bit after that. He keeps everything over 20%.
Here is some dialogue on Golden Talk from one of its members, a Peter G.

Yes, PeterB's real identity and location is known and he is a trusted member of this forum. Therefore you can consider this as a long term investment. Obviously we cannot foresee the duration of the program, that is up to PeterB, but if it has to close then you can be assured that the closure will be done honestly.

I have previously invested in a program from PeterB that had to be closed. I received a refund of my principal, and my profit up to the date of closure. This refund was completed almost immediately without any fuss or hysterics - unlike most hyip closures.
I have no hesitation in recommending Club-fxtrader.
Peter G.

I've been told by Golden Talk members that Peter G is a trusted members and his recommendation is regarded as honest and factual.

I like the idea of talking directly to the trader. I had a question and he answered almost immediately. It makes it much more personal. It's so rare I thought I'd test it.

So far so good but it's early in the game. It's refreshing, but proceed at your own risk. Club-FXTrader.com

A Salute To CIM/Mutual For Closing For A While

CIM/Mutual is closing to new investors temporarily and I salute them!.

CIM is a co-operative account and their new action proves they are not out to scam anyone. They have explained that with some of the normal good hitters such as FXIG and FXExperts out of action for a while there is a lack of the type of programs they would ordinarily invest in. Thus, they are closed to new investments until they feel they can get to showing the type of profits they aim for.
This is one of the new type of accounts along with GIG/Mutual and a few others that are run co-operatively for its memebrs and not for the benefit of one or two profiteers.
I'm sure they'll be back before the end of the year and my advice is to keep watching for them. They've proven to be both honest and wise. A rare combination.

Nothing Wrong With NSFG But - -

Mr. Careful has finally had to drop out of North Sea Forex Group.

Well, I wish NSFG was around when I was heavily invested in the Stock market. Then I had the kind of money that 3.75% would have made me very happy.
But times and fortunes change. The Stock market killed me. Now, I'm doing quite well in the Online Investing Programs and it is starting the suplement my income. I've been doing it with a wide group of programs that average 12% so if one or two bog down I'm still hitting over 5-7% or more.
As NSFG has decided to work with its high end investors who are very happy with 3.75% net they have set their program to return that amount and gamble a tiny bit if they happen to run over.
I have no quarrel with that. It's their decision and prudent for the $25,000 investor.
So at the end of this month I'll have a few thousand new dollars to place in circulation. I'll be watching my current sites and a few newer ones before I make any decisions.
I'm involved with a number of Udachu sites and happy with them so I'll be reviewing those plus GIG/Mutual which is looking to get a bit better soon and a few others.
Soon as I decide, this Blog will be the first to know....

Mr. Careful is "semi-careful" and it pays.

Mr. Careful made two test runs on a new type of program back in July.
They are: PaidToSurf and CEP.
These are both programs that invest in a basket full of "better" surfs. I use the word loosely because I don't believe there are any good ones. However, what these two do is invest in the surfs that look like they may last a bit longer than the others, get into profit and hopefully escape before the ceiling caves in.
The safety is in the numbers and they have been been very successful - which is interesting - because in September most of the biggest HYIP names on the block have had some rough days.
Both CEP and PaidTo Surf have paid very well for September and I'm delighted.
I'm Careful but not as Paranoid as my friend Hans G. He's superb but although I'm careful I like a little more action and these 2 sites are holding up quite well....

More Preaching

Diversification Helps Again...

I am enrolled in the GIG/Mutual Pool. In September four...that's right four programs in their portfolio experienced some pay-out problems. They haven't gone bye-bye, just had some hiccups. Probably most or all will survive.
However - and this is the main point - GIG/Mutual still showed over 3% profit for the month because of the wide diversification in the portfolio.
It just makes sense.....It takes patience not to withdraw profits quickly but until you have at least a handful of programs going you have to do it.
It's a proper business practice if you want to establish these online programs as a source of income for the near future, at least....Personally, I'm not happy until I have 10 programs going.